According to a Gallup report, 89% of Americans in the high-income bracket own various stocks and investments. However, investment is not for the rich alone. Indeed, anyone interested in saving for the future can take the necessary steps to invest. Contrary to public perception, stocks and investment, in general, are open to all, as long as people are committed to doing it for the long haul. So, if you have already bought stocks or have plans to, perhaps, you can learn something about how to increase your returns.